Borrow First, Budget Later’ Culture Grows
In the first quarter of 2025, a significant uptick was observed in credit card issuance. One demographic segment accounted for […]
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Easy Credit Ends, Rules Incoming
In recent years, household debt in Malaysia has remained persistently high, hovering above 80 percent of GDP. A significant chunk
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Fast-Track Cards, Slow Financial Growth
At the heart of Malaysia’s youth credit boom lies a growing ecosystem of banks, fintech tie-ups, and employer-linked promotions offering
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Banks Struggle to Balance Risk as Graduate Credit Access Expands
At just 26, Rayyan had already maxed out two credit cards. A junior software developer in Petaling Jaya, he earned
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Health Insurance Promise Becomes Costly Trap
There was a time not long ago when insurance was considered a safety net — a quiet companion through life’s
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Age Discrimination Creeping into Insurance Premiums
In the world of health insurance, age is more than just a number. For thousands of Malaysians crossing into their
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The Silent Exodus
The corridors of Malaysia’s private hospitals are beginning to tell a tale not often captured in glossy brochures or investor
The SST Rework and Financial Services
Tax reform is a subject that often operates in the background of public discourse—until it begins to pinch. In Malaysia,
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Malaysia’s Quiet Realignment in the Post-Tariff World
In the shadow of heightened trade tensions and shifting geopolitical alliances, Malaysia is quietly undertaking a significant recalibration of its
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Economic Uncertainty Reshaping Consumer Behaviour
While financial headlines often capture broad figures—GDP projections, interest rate shifts, trade volumes—the real story often lies beyond the numbers.
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Bracing for Credit Risks in a Softening Economy
As Malaysia’s economy grapples with external trade disruptions and domestic cost pressures, the financial sector—particularly banks—is facing a shifting risk
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Capital Inflows Signal Guarded Optimism
Investor sentiment is often shaped as much by perception as it is by performance. As the third quarter of 2025
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Growth Diverges Across South-East Asia
As Southeast Asia moves into the second half of the year, comparisons between regional economies become increasingly significant. Malaysia, often
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Monetary Policy At Crossroads Now
Interest rates are the heartbeat of any modern economy. In Malaysia, as in much of the world, the Overnight Policy
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Will Growth Outpace Inflation in Malaysia?
As Malaysia crosses the halfway mark of 2025, economists, financial institutions, and policymakers are zeroing in on the nation’s mid-year
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