The Fiscal Math Behind Fuel Reform
At the heart of Malaysia’s fuel subsidy reform lies a deceptively simple equation: how much money the government saves versus […]
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September 2025
Smuggling Thrives On Price Gaps
For Malaysia, any change in petrol prices reverberates not just across local households and industries but across fences, rivers, and
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Fuel Hikes Reshape Supply Chains
Every subsidy reform carries a ripple far beyond the sector it directly touches, and in the case of fuel, the
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Malaysia’s Fuel Subsidy Reform Faces Litmus Test
The debate over who qualifies for targeted fuel subsidies in Malaysia is not a mere question of economic policy but
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The New Face of Household Debt in Malaysia
The nature of credit in Malaysia has begun to acquire dimensions far beyond its arithmetic weight in national balance sheets
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The Ties That Bind Malaysia’s Credit & Consumption
The relationship between credit and consumption in Malaysia is a complex one, shaped as much by social expectations as by
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Digital Wallets and the New Malaysian Consumer
The story of money in Malaysia is undergoing one of its most dramatic shifts in recent memory, and the digital
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Riding the Wave of Malaysia’s Debt Dilemma
Malaysia today finds itself in a curious place — a nation poised between ambition and restraint, where the dreams of
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New Insurance Rules Prioritise Fairness in Disaster Recovery
Under the new Natural Hazards Insurance Act 2023, the excess provisions have been standardised in a way that makes
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Simpler Excess Brings Relief for Policyholders
The promise of simpler excess rules under the Natural Hazards Insurance Act 2023 is beginning to resonate with households
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New Law Expands Cover to Floods and Storms
The expansion of New Zealand’s state-backed disaster insurance to explicitly include floods and storms has shifted from legislative promise to
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Building Consumer Trust Through Transparency
In an era where insurance is no longer perceived as a distant necessity but a cornerstone of financial resilience, transparency
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Accountability at the Top Under CoFI
Boards, once accustomed to overseeing financial performance, compliance metrics, and shareholder returns, now face a new and far more nuanced
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Fairness as Strategy, Not Just Compliance
Long accustomed to rules and scrutiny, insurers expected the new Conduct of Financial Institutions (CoFI) regime to mean more paperwork.
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